Effective Date: February 15, 2025

General Disclaimer:
Smart Wallet Moves Operated by Right Now Vending, LLC DBA Quarter Alliance provides financial education and budgeting tools to help users manage their personal finances. However, we do not guarantee that using our resources will result in financial success, debt elimination, or specific financial outcomes. Financial results will vary based on individual circumstances, financial discipline, and external factors beyond our control.

No Financial or Legal Advice:
The content, tools, and resources provided on this website, including the Budget & Debt Tracker, Spending Tracker, and other financial worksheets, are for informational and educational purposes only. Quarter Alliance is not a licensed financial advisor, accountant, or attorney. The information provided should not be interpreted as professional financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.

Earnings & Savings Disclaimer:
Any examples of potential savings, budgeting success, or debt reduction mentioned on this site are for illustrative purposes only and should not be taken as a promise or guarantee of similar results. Your financial success depends on your efforts, income, financial habits, and external factors beyond our control.

We have made every effort to accurately represent our products and services. The representation of the potential of our products and services is subject to our interpretation.

While the results for those people who use our products and services are usually very encouraging, you acknowledge that your earning potential is subject to many independent factors, all of which vary from individual to individual and are often out of any individual’s control.

As such, we make no warranty or guarantee of any kind that you will experience any specific level of earnings or results by using our products and services.

We provide training & consulting services. We do not provide guaranteed results or claim this in any way.

Any examples we have provided should not be interpreted as any guarantee of earnings or results. We do not assert that our products and services represent a “get-rich scheme.”

All results take time and effort.

However, we cannot and do not offer you any direct financial advice, nor are we responsible for any financial decisions you make. As always, it is your sole responsibility to discuss the legality or financial soundness of any decision you make with a qualified professional before making such a decision.

Forward-Looking Statements:
Information found in our products and services may contain forward-looking statements as defined by the “Private Securities Litigation Reform Act of 1995.” We base any forward-looking statements solely upon our expectations of events that have not yet occurred.

You can easily identify such statements, as they do not relate specifically to any facts, whether historical or in the present day. These statements use words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” “project,” and other similar words that imply similar meaning in connection with a description of potential earnings and financial performance.

Any and all forward-looking statements used with our products and services are solely based upon our opinion of earnings potential. As there are many factors that will determine your actual results, we make no guarantees that you will achieve similar or any results from your use of our products and services.

Digital Product Disclaimer:
All digital downloads, including but not limited to the Budget & Debt Tracker and Spending Tracker, are provided "as is" without any express or implied warranties. Quarter Alliance is not responsible for any errors, omissions, or financial decisions made based on the use of these tools. Refunds are not available for digital products after purchase. However, if you experience technical issues preventing access to your purchased files, please contact us for assistance in resolving the issue.

Affiliate & Third-Party Disclaimer:
This website may contain affiliate links or recommend third-party products and services. If you make a purchase through these links, Quarter Alliance may earn a small commission at no extra cost to you. We only recommend products we believe in, but we do not guarantee their effectiveness or results.

Liability Limitation:
By using this website and its financial tools, you agree that Quarter Alliance, its owners, and affiliates are not liable for any direct or indirect financial losses, damages, or negative outcomes resulting from the use of our content, tools, or recommendations.

Changes to This Disclaimer:
Quarter Alliance reserves the right to update this disclaimer at any time. It is your responsibility to review this page periodically for changes.

Contact Information:
If you have any questions about this disclaimer, please contact us at connect@quarteralliance.com.