Broke Ain’t Cute: 3 Real Ways to Crush Your Debt

Let’s Keep It Real...

Being broke ain’t cute. Struggling to make ends meet? Dodging calls from debt collectors like you're in an Olympic sprint? It’s time to stop playing and start slaying your debt.

If you’re tired of overdrafting your account and “robbing Peter to pay Paul” every month, buckle up because we’re about to break this cycle.

Step 1: Own Your Mess – List Every Dollar You Owe

You can’t fix what you ignore. So stop peeking at your bank account with one eye closed like it’s a horror movie. Face your numbers head-on.

• Log into every account—credit cards, student loans, medical bills—ALL OF IT.
• Write down your balances, interest rates, and minimum payments.
• Breathe. This isn’t the end—it’s the beginning of your comeback story.

Step 2: Pick Your Attack Plan – Snowball or Avalanche

Two ways to slay this debt dragon:

🔴 Snowball Method – Pay off the smallest balance first. Feels good. Builds momentum. Keeps you pushing.

🔺 Avalanche Method – Pay off the highest interest first. Saves more money in the long run. Smarter, but requires more patience.

Pick one and run with it like you stole something.

Step 3: Cut, Stack, & Flip Your Coins

Let me guess—you “don’t have extra money” to pay off debt? But that Starbucks habit? That Amazon cart? That “one more little thing” at Target? Yeah, we need to talk.

• Cut the UNNECESSARY expenses. If it ain’t a necessity, it’s gotta go.
• Stack your savings. Every extra coin should be WORKING for you.
• Flip your money. Sell things. Pick up a side hustle. Use cashback apps. Make your money move.

The Bottom Line? Get Real About Your Financial Glow-Up.

No more excuses. No more “I’ll start next month.” Your future self is begging you to start NOW.

Need a simple way to track your spending so you stop guessing where your money went? Grab my FREE Spending Tracker right now. Let’s get this bag the smart way. 👏🏾👏🏾

🔗 [DOWNLOAD YOUR SPENDING TRACKER HERE]